© 2025 CAPXEL LLC. All rights reserved. CAPXEL is not a “consumer reporting agency" as is defined in the Fair Credit Reporting Act ("FCRA") and the Data does not constitute "consumer reports" as defined in the FCRA. Accordingly, the Data may not be used as a factor in determining eligibility for credit, insurance, employment or another purpose in which a consumer report may be used under the FCRA.